Terri was a graduate from Dumas High School and was a Bobcat cheerleader her junior and senior year. She was a retired secretary with Monticello Intermediate School and a Baptist. Terri loved music and singing, cooking and was an avid Arkansas Razorbacks, Dallas Cowboys and Atlanta Braves fan but most of all, enjoyed family get togethers and spending time with her grandchildren. She also loved her job and was a perfectionist at everything she did. In addition to her parents, she was preceded in death by a brother, Larry Paul Morgan.
She is survived by her husband of 44 years, Dennis Carter of Monticello; children, Daniel Carter and wife Jordan of Monticello and Hannah Morton and husband James of Hamburg; a sister, Robin Collins and husband Bill of Tillar; her father-in-law and mother-in-law, Charles and Lela Carter of Monticello; a brother-in-law, Mark Carter and wife Michelle of Wilmar; five grandchildren, Saylor, Kai, Samuel, Sutton and Savvy; along with numerous nieces, nephews and cousins.
Funeral services will be 2:00 p.m. Friday, February 13, 2026, at Stephenson-Dearman Funeral Chapel with Rev. Gary Carter officiating. There will be a visitation Thursday evening from 5:00-7:00 at the funeral home. Burial will be in Andrews Chapel Cemetery. Serving as pallbearers are Benton Collins, Bill Collins, Grant Cox, Kenny Cox, Keith Morgan and James Morton. Memorials may be made to St. Jude's Children's Hospital, 501 St. Jude Place, Memphis, TN 38105. You can sign Terri's guestbook registry here on her page.
Condolences(21)
Kim Pigott
Monticello, AR Saturday, February 14, 2026 What an incredible lady, so kind to all. Such a great mother and grandmother, she loved to share about her babies. Prayers for you all.Vickey Haycox
Monticello, AR Friday, February 13, 2026 Dennis and kids, Buddy and I are so very sorry for your loss I worked with Terri at MIS and loved her dearly. Praying for you all in the days ahead.Tammy Shelton
Hamburg, AR Thursday, February 12, 2026 Hannah,May God bring you peace and understanding of the loss of your beloved mother.
The Huneycutt Family
Monticello, AR Thursday, February 12, 2026 Dennis and family- We are heartbroken for your loss of Terri. We have many cherished memories of our friendship from years ago. May you feel The Lord's comfort and strength as you all navigate through this difficult time and days to come. Much Love and Prayers~Pam Amith
Hamburg, AR Thursday, February 12, 2026 Hannah, I am so sorry for your loss. I will be praying for you and your family! ❤️🙏🏻Benny & Anita Lasiter
Chesapeake, VA Wednesday, February 11, 2026 Dennis and family, sending our deepest condolences and keeping you in our prayers during this difficult time.Jamie harper
El Dorado, AR Wednesday, February 11, 2026 This lady was loved by all. She was a great person and will be missed. Prayers for the Carter family in this time of need.Melissa Cason
Stuttgart, AR Wednesday, February 11, 2026 Mrs. Terri was a wonderful person. She was always helpful to me while my boys were at MIS.She will be missed terribly. Prayers for the family.
John and Susie Wheeler
Lake Village, AR Wednesday, February 11, 2026 Our prayers are with the family. I know her family was so important to this sweet lady and she will be greatly missed.Karen Fuqua
Wilmar, AR Wednesday, February 11, 2026 I am so sorry for your loss. Your family is in my thoughts and prayers.Courtney Thrower-Stults
Monticello, AR Wednesday, February 11, 2026 Prayers for the family. I pray that you are able to find comfort during this hard time. I have fond memories of Mrs. Terri. She was truly kind.Deborah Doss
Monticello, AR Wednesday, February 11, 2026 Going to miss her. She had a Beautiful smileCatherine West
Monticello, AR Wednesday, February 11, 2026 Terri will be greatly missed. I got to know Terri during the 22 years I worked for Monticello School District. She has always been so kind and caring, and loved her family immensely. Prayers for all of the family.Catherine, Devin, Braden, and Adylin
Melody
Monticello, AR Wednesday, February 11, 2026 Mrs.Terri will be missed. That sweet greeting of Hey girl when she see you or when your calling to the school and she says I gotcha girl.. Take your rest sweet Mrs.Terri prayers for her family.Tina Moore
Monticello, AR Tuesday, February 10, 2026 She always had a smile on her face. With lots of laughter. She loved everyone she came in contact with. She will be deeply missed. Praying for family and friends.Trilby Crockett
Monticello, AR Tuesday, February 10, 2026 I’m so sorry to hear of Terri’s passingPrayers for the family 🙏🏻
Shana Wilson
monticello, AR Tuesday, February 10, 2026 I’m so sorry for your loss, prayers for you all during this difficult time. Terri was a beautiful lady who I am very blessed to call a friend. She will be missed.Carmen Smith
Hamburg, AR Tuesday, February 10, 2026 Hannah, I am so sorry to hear of the loss of your mom! You and your family are in my thoughts and prayers! ❤️🙏🏻Beth Davis
Monticello, AR Tuesday, February 10, 2026 HannahI’m so sorry, my thoughts and prayers are with you and your family. Love you.
Beth “Boo” Davis
Mary Lasiter
Wilmar, AR Tuesday, February 10, 2026 Dennis and family I was so very sorry to read Terri's obituary. Please accept my deepest sympathy. May God comfort you.Mary Donaldson
Monticello, AR Tuesday, February 10, 2026 Terri was a very special lady. I’m so sorry for your loss.