Losing someone you love is always a very traumatic experience. It can seriously impact one's judgment, therefore, it is important to be realistic about funeral expenditures. Stephenson-Dearman Funeral Home does not want your choices to be more than what is affordable to you, and we will do everything we can to help you keep the arrangements within your budget.
Funeral costs vary depending on the funeral home and type of service selected. There are two types of costs associated with a funeral: (1) services provided by the funeral home and (2) merchandise such as a casket or urn.
If you are wondering how you can pay for funeral costs, we have options for payments that are due at time of arrangements. For your convenience, we accept 7 methods of payment, which are listed below.
- Debit Card
- Credit Card
- Insurance Assignment of a Verifiable Policy (subject to a processing fee of 4.00%)
- Advance Payment by a Forwarding or Receiving Funeral Home
- Pre-Funded Funeral Planning
At Stephenson-Dearman we make sure that all charges involving the funeral home's services and merchandise are available and are included in the price given to you by our professional funeral home staff. We will provide a General Price List with all charges. If you would like a copy of our General Price List you can request one here.
If you have already made your arrangements and have pre-paid then you were able to express your own wishes and relieve this emotional and financial burden from your family.
We Honor All Burial Policies 100%. In other words, full credit will be given for your burial policy or life insurance policy. There will be absolutely no reduction of burial policy benefits when applied to services and merchandise at Stephenson-Dearman.
If you have a burial policy through a burial association withing 25 miles of Stephenson-Dearman and would like to use our funeral home you may contact us and we will give you and your family FULL credit for the amount on that policy. This includes everyone that is currently on that policy.
Please do not hesitate to contact us, give us a call at 870-367-2451 or just stop by and visit with us personally.
At Stephenson-Dearman we offer unrivaled continuity of care, from advance planning, to at-need arrangements, to bereavement counseling. We attempt to provide all options to assure the most personalized service possible.
We're most concerned with how we provide those services. Our counselors are trained and expected to do what is in the best interest of the family being served, never to follow "must" guidelines or selling strategies.
You can make an appointment to meet with a funeral director in the privacy and comfort of your own home, or at our Monticello location.
A death forces you to deal with a world of details you may know little about and at a time when you are most vulnerable. Since you must depend in large part on guidance from a funeral home, it's important that you have confidence that these advisors are open, honest, and have your best interests at heart when helping you plan a funeral.
Pre-planning provides peace of mind and the assurance that your wishes are recorded. It also gives the opportunity to ask questions and get clear and concise answers on all aspects of the funeral. Personal choices can be considered and economic decisions made without emotional stress. It relieves family members of difficult choices at time of death. Prearrangement is a practical idea that makes sense.
Funeral pre-planning is every bit a part of sensible estate planning as making a will is or signing a personal directive.
To make informed decisions, you'll want more specific facts. And the fastest, easiest and most effective way for you to get them is to sit down, visit with us, review our programs, discuss various options and ask questions.
We can send you some general information which will apply to anyone planning a funeral. Request your FREE Funeral Planning Guide today.